Smile Club
terms and conditions

Direct Debit Authority

Specific conditions relating to notices and disputes:

1. I agree that the Initiator must give me at least 10 days' prior notice of each direct debit, including the first direct debit in a series.

2. Changes to the amounts or dates of a series of direct debits require 30 days' prior notice to me.

3. I can also agree with the Initiator to receive a same day notice for direct debits specifically requested by me.

4. All notices must be in writing, but can be delivered electronically, if I have agreed that with the Initiator.

5. I can also ask the Initiator to reverse a direct debit up to 120 days after the direct debit if:

6. If I dishonour a direct debit but the Initiator retries it within 5 business days of the original direct debit, I understand that the Initiator doesn't need to notify me again about that direct debit.  

Credit Card Authority

Specific Conditions relating to notices and disputes:

1. I agree that IHC must give at least 10 days' prior notice of the first direct debit in a series.

2. Changes to the amounts or dates of a series of direct debits require my approval and 30 days' prior notice to me.

3. All notices must be in writing, but can be delivered electronically, if I have agreed that with IHC.

4. I can also ask IHC to reverse a debit up to 120 days after the debit if:

5. If I dishonour a debit and IHC retries it within 10 business days of the original debit, I understand that IHC doesn't need to notify me again about that debit.

I May:

IHC Refund Policy

IHC can refund any donation made within 2 months of receipt, on the grounds of hardship or IHC error. This can be requested through our Smile Club 0800 746 444 or smile.club@ihc.org.nz. Refunds cannot be made after an official receipt has been produced.

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